Commercial Strata Quotation Request

The following documentation may come in handy when filling out this form:

Certificate of Currency (if currently insured)
Claims history
Replacement valuation
Cost of the build from a builder (if new)
Registered strata/community plans
List of tenants occupied within building

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Your Contact Details

First Name *

Last Name *

Your email address *A copy of this Quotation Request will be sent to the email address you have provided.

Your contact number *

Are you a: *

Strata ManagerBrokerLot Owner or Strata Committee Member

What is your position on the Body Corporate? *

Does your Body Corporate have a secretary? *

YesNo

First name of the secretary *The Secretary will be the primary contact and responsible for receiving all notices, including claims lodgement and management.

Last name of the secretary *

Contact number of the secretary *

Email address of the secretary *

Australia Financial Services Licence Number

Authorised Representative Number

Your company name

By continuing with this quote, you acknowledge that:

You have the authority to obtain a quote on behalf of the Body Corporate. If there is not a secretary for the Body Corporate you will become the primary contact person responsible for receiving all notices, including correspondence relating to claims.
This quote will be for the entire strata scheme. We do not insure individual lots under this product.
You must answer our questions honestly, accurately and to the best of your knowledge, and you must take reasonable care not to make a misrepresentation to us. This responsibility applies until we issue you with a policy for the first time or agree to renew, extend, vary/change, or reinstate your policy. A misrepresentation includes a statement that is false, partially false, or which does not fairly reflect the truth. It is not misrepresentation if you do not answer a question or if your answer is obviously incomplete or irrelevant to the question asked. The responsibility to take reasonable care not to make a misrepresentation applies to everyone who will be insured under the policy. If you are answering quetsions on behalf of anyone, we will treat your answers or representations as theirs. If our information or questions are unclear, you can contact us to discuss.
The relevant Product Disclosure Statement (PDS) has been made available to you; references to insurance coverage and policy terms and conditions are by way of summary only and you must refer to the PDS for full details of all policy terms and conditions, limits, benefits, and exclusions; capitalised terms are references to defined terms in the PDS.
You have read and agree with our Privacy Policy.
You consent to receiving information or follow-up communications about this quote request, policy documents and relevant marketing communications via electronic means or telephone contact from Strata Community Insurance.

The Risk to be Insured

Strata Plan Number / Strata Scheme Number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Unit Plan Number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Owners Corporation / Plan Number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Community Title Scheme (CTS) number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Strata Company / Survey Strata Number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Strata Corporation / Community Title Number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Strata Corporation Number *Please enter in the number WITHOUT the prefix. e.g. leave off SP, PS, RP, DP, OC.

Property Name *

Year Built *

Street address *Street address line 2

Suburb *

Postcode *

Is your postal address different to the Risk address? *

YesNo

Postal address *Postal address line 2

Suburb *

Postcode *

The Insured History

Is the property currently insured? *

YesNo

Who are you currently insured with? *

Policy Expiry Date *

Current Policy Premium (Total Payable in $)

Current Policy Excess/es

Have you ever had insurance declined / cancelled or any special conditions imposed? *

YesNo

If Yes, please provide details around the circumstances of the decline, cancellation or special conditions *

Have you had any claims in the last 3 years? *

YesNo

Upload claims history.

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Please upload a copy of your claims history

Please provide details of your claims history

The Property - Details

Number of Floors (Ground & Above) *

Number of Basements *

Number of Residential Lots *

Number of Commercial Lots *

Number of standalone habitable buildings *The number of standalone buildings in your strata scheme that are suitable for habitation or occupation.

What is your dwelling type? *

DuplexTownhouseUnit / Apartment

Are there any lots being used for holiday letting *

YesNo

This includes Airbnb, Stayz, etc.

How many lots are used for holiday letting? *

Date of latest valuation

Upload a copy of current valuation

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The Property - Details (continued)

Floor Construction *

Concrete - ReinforcedExpanded Polystyrene / Sandwich PanelIron / SteelTimber / Wood

Multiple can be selected

Any other details of Construction Material:

Any other details of Fire Protection features:

Any other Security feature details:

Is the Building (or part of the Building) Heritage Listed? *

YesNoUnknown

What is the Heritage Listing Level?

LocalState/TerritoryFederal/CommonwealthUnknown

If Yes, please give details (Heritage) *

Has the Building been refurbished? *

YesNo

Are there any known hazards or defects on site or to the Building? *

YesNo

Please upload any relevant defect reports.

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Does the building have combustible cladding (Aluminium Composite Panel)? *

YesNo

What material is the cladding? *

Aluminium Composite Panel (Honeycomb)Aluminium Composite Panel (Polyethylene)Aluminium Composite Panel (Polypropylene)Other

If cladding material is 'other', please give details: *

Do you know the name of the manufacturer? E.g. Alucobond *

YesNo

Name of the cladding manufacturer: *

Percentage of the building exterior that this material covers? *

Is there any other relevant information related to combustible cladding?

Commercial Occupants

You can upload a copy of the current occupation list for this property, along with a copy of the registered strata plans or unit entitlement information. Alternatively you can input the required commercial occupant(s) information.

How would you like to submit your commercial occupant(s) information? *

Upload the relevant documentsEnter the details for each commercial occupant

Upload file(s) *

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Please ensure for each Occupant, either Floor Area Square Metres and/or Unit Entitlement is provided.

Lot # *

Business Name *

Occupation Description *

Floor Area Square Metres

Unit Entitlement

Please upload any additional documents such as strata floor plans. You can add multiple documents by selecting the browse button.

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Facilities

Does the building have any Electrical Vehicle (EV) charging on premises? *

YesNo

If yes, have they been approved by the Body Corporate? *

YesNo

If yes, how many are installed? Please state if they are in a basement or out in the open.

Does the property have any facilities? (includes Lifts, Gymnasiums, Chillers, Cooling Towers, Car Stackers / Turntables, Tennis Courts, Barbeques, Pools, Spas, Lakes & Water Features, Jetties, Wharves & Pontoons.) *

YesNo

Number of Lifts

Number of Gymnasiums

Number of Chillers

Number of Cooling Towers

Number of Car Stackers / Turntables

Number of Tennis Courts

Number of Common Area Barbeques

Number of Pools and SpasPlease include pools and spas in common areas as well as private pools and spas.

Number of Lakes & Water Features

Number of Jetties, Wharves & Pontoons

If there are other facilities not listed, please specify below.

Are the common facilities used by Members only? *

YesNo

Is income derived from common facilities? *

YesNo

Are there child minding facilities on site? *

YesNo

Choose your Cover

Section 1 - Insured Property

Covers Loss or Damage to the Insured Property (Building and Common Area Contents) which occurs during the Period of Insurance.

Building Sum Insured ($) *This must reflect the replacement value of the buildings and common property and does not include the value of the land.

Common Area Contents cover is included as part of Section 1, with standard cover being 1% of the Building Sum Insured. If you want another amount, please specify how much ($):

Loss of Rent / Temporary Accommodation cover is included as part of Section 1, with standard cover being 15% of the Building Sum Insured. If you want another amount, please specify how much ($):

Do you want cover for Flood? *

YesNo

Cover for Loss or Damage to Insured Property caused by Flood which happens during the Period of Insurance.

Do you want cover for Floating Floors? *

YesNo

Cover for the cost of repairing or replacing Lot Owners' Floating Floors if damaged by an Event claimable under Section 1, where the Building Sum Insured is not exhausted.

Do you want cover for Lot Owners’ Wall Coverings (NSW / ACT) *

YesNo

Cover for the cost of repainting or re-wallpapering internal walls or ceilings of a Lot if damaged by an Event claimable under Section 1, where the Building Sum Insured is not exhausted.

Section 2 - Liability to others

Covers the insured’s legal liability to others for accidental death, bodily injury, or Loss or Damage to property that happens during the Period of Insurance.

What level of Liability to others cover amount do you want? *

$20m$30m$40m$50m

Section 3 - Voluntary Workers

Provides benefits payable to a Voluntary Worker who sustains bodily injury while engaged in voluntary work or duties for the Strata Community.

Standard cover will be applied.

Additional Covers

Section 4 - Workers compensation

Cover for the insured’s legal liability under the applicable workers compensation legislation of the State or Territory where the Insured Property is located.

Cover is not available for properties in NSW, QLD, VIC and SA.

Workers Compensation Is cover required? (ACT, NT, TAS & WA Only) *

YesNo

If Yes, please supply wages estimate (section 4) *

Section 5 - Fidelity guarantee

Cover against fraudulent misappropriation of the insured’s Funds.

For properties in South Australia, Fidelity guarantee cover is required under the Strata Titles Act 1988 (SA), subject to limited exceptions prescribed by regulation.

Do you want Fidelity guarantee cover? *

YesNo

How much Fidelity guarantee cover do you want? *

$50,000$100,000Other

Please choose how much Fidelity guarantee cover is required. *

$50,000$100,000Other

If Other, please provide amount required ($) *

Section 6 - Office Bearers Liability

Covers the legal liability of Strata Community office holders and committee members for any wrongful act they commit.

Are you aware of any claims or circumstances which may result in a claim being made against a committee member or their predecessors in their capacity as members of the committee or governing body? *

YesNo

Please provide full details. *

Section 7 - Machinery breakdown

Provides cover against the breakdown of electrical, electronic and mechanical plant. All policies include cover for fusion of electrical motors up to $5,000 under Section 1.

Do you require Machinery breakdown cover? *

YesNo

If Other, please specify the amount of cover ($) *

Section 8 - Catastrophe insurance

Cover for catastrophic events such as bushfire and earthquake is included under Section 1. When the building is totally destroyed this additional benefit covers the unforeseen increase in the Replacement cost of the Building following an event declared as a catastrophe by the Insurance Council of Australia.

Do you require Catastrophe insurance cover? *

YesNo

What level of cover do you require? *

15% of Building Sum Insured30% of Building Sum Insured

Section 9 - Government audit costs and legal expenses

Cover for the cost of professional fees incurred in connection with an audit, the cost of appealing against common property health and safety breaches, and the cost of defending specific litigation.

Do you require Government audit costs and legal expenses cover? *

YesNo

Cover will be added as follows:

Government Audit Costs (Part A) = $25,000
Appeal Expenses - Health & Safety Breaches (Part B) = $100,000
Legal Defence Expenses (Part C) = $50,000

Section 10 - Lots Owners' Fixtures and Improvements

Cover for Loss or Damage to any fixture or structural improvement, other than Floating Floors, installed by a Lot Owner for their exclusive use and which is permanently attached to or fixed to your building so as to become legally part of it, when the Sum Insured under Part A of Section 1 is exhausted.

Do you require Lot Owners' Fixtures and Improvements cover? *

YesNo

Cover will be added as follows:

Standard cover of $300,000 will be added

Section 11 - Loss of Lot market value

Cover for the reduction in the market value of a Lot or Lots following a total loss or constructive total loss, or partial loss of Insured Property when permission to rebuild is limited or restricted by any Public or Statutory Authority that results in all or some Lot titles being terminated.

Do you require Loss of market value cover? *

YesNo

What amount of cover do you require ($)? *

Please provide a copy of your real estate valuation *

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Submission Declaration

Any personal information collected will be used to process this quotation request. If you do not provide this information we may not be able to process this request. We may have to disclose your personal information to third parties to assist us in assessing and processing this quotation, including insurers and reinsurers, our specialist advisors and service providers, or as required by law. These entities may be located in Australia or overseas. By submitting this form you authorise us to use your personal information in this way and in accordance with our Privacy Policy. Our Privacy Policy contains further details including how you can access and correct personal information we hold about you, and how to complain about any breach of the Australian Privacy Principles. For a copy of our Privacy Policy please refer to our website, or email compliance@scinsure.com.au

I Agree *

Yes

Please note that we cannot process your quotation request unless you agree to the Submission Declaration above.

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